Debtsify Insights & Intelligence

Insights & Research

Expert perspectives on structured credit, bridge financing, and strategic capital allocation for high-growth enterprises in India.

August 17, 2026RESEARCH

Why Yulu Used Debt to Build 150,000 More EVs

Yulu raised $93M. Thirty million of it was debt, because you cannot buy 150,000 electric vehicles by selling shares. How to match instrument to asset.

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August 11, 2026RESEARCH

How Zerodha Grew Without VC Funding: A Capital Strategy Breakdown

How Zerodha grew to a Rs 4,237 Cr net profit with zero venture capital and zero debt. A sourced breakdown of the capital strategy, and where it stops working.

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August 10, 2026RESEARCH

Nykaa's Funding History Before IPO: How It Reached $1 Billion on Under $200 Million

Nykaa raised about $112M before its IPO, and only 11.8% of the Rs 5,350 Cr issue was fresh capital. A sourced breakdown of the funding history and what it cost.

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August 8, 2026RESEARCH

How Can an Indian Startup Raise ₹10 Cr to ₹100 Cr Without Giving Away Equity?

How Indian startups raise Rs 10 Cr to Rs 100 Cr without giving away equity. Structured credit, venture debt, TReDS and what each actually costs in dilution.

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August 7, 2026RESEARCH

The $2 Billion Loan Ritesh Agarwal Took to Buy Back OYO

To buy back a piece of OYO, Ritesh Agarwal pledged the only piece he still owned. The $2B loan, the 73% markdown, and what equity really costs a founder.

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May 25, 2026RESEARCH

Structured Credit vs Traditional Bank Loans: What Indian Growth Companies Need to Know

Banks were built for a different era. Structured credit was built for yours. Here's the full breakdown — underwriting, speed, documentation, and which one actually fits a high-growth Indian business.

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May 22, 2026RESEARCH

How Private Debt Funds Work in India — And Why They're Faster Than Your Bank

Private debt funds in India are deploying institutional capital to growth companies in 72 hours. Here's how they're structured, how they underwrite, and why they're built for businesses that banks won't touch.

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May 20, 2026RESEARCH

What Is Venture Debt and Why Does It Matter for Pre-Series B Companies in India?

Venture debt gives Indian founders ₹50L–₹100Cr without equity dilution. Here's exactly how structured credit works, who qualifies, and why waiting for a bank is costing you the window.

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May 18, 2026RESEARCH

Venture Debt vs Equity Dilution: What Founders in India Need to Know Before Their Next Round

Every equity round is a permanent decision. Venture debt lets you fund growth without giving up ownership. Here's the real comparison — numbers, mechanics, and when each makes sense.

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